Philadelphia Uninsured Motorist Accident Attorneys

Uninsured and Underinsured Motorist Accidents

If as a driver, passenger, or pedestrian, you were hit or otherwise injured by an uninsured or underinsured motorist, you may still have remedies available to recoup compensation. That said, when a liable party lacks the necessary insurance to cover damages, the complexities of a case can become somewhat overwhelming, so it's a good idea to discuss your matter with a reputable Philly underinsured motorist accident attorney ASAP.

There is a big difference between underinsured motorists and uninsured motorists. An uninsured motorist is someone who has absolutely no viable insurance or whose policy has completely expired. An underinsured motorist does have some insurance but not enough to pay for a full claim under the circumstances. For instance, consider a scenario in which a motorist rear-ends your car and causes damage to your chassis totalling $10,000. An uninsured motorist would be unable to pay for any damages at all. An underinsured motorist might, on the other hand, have enough coverage to pay for half of the damage. But unless you find some other kind of compensation, you'll still be out $5,000.

Your own insurance may protect you to some respect. Typically, your insurance will cover a number of costs, including pain and suffering, lost wages, and medical bills, but won't cover property damage and punitive compensation.

One of the difficulties in settling Pennsylvania underinsured accident cases is that so many parties may get involved. Not only may you have to deal with the driver at fault (and any other parties who were involved in the collision), but you also might need to deal with the driver's insurance company, your own insurance company, and law enforcement officials.

Get a free consultation with one of the best traffic accident attorneys in Pennsylvania -- Cherry Fieger and Marciano, LLP. By dialing us 888-845-2703 or e-mailing us through our website, you can set up an appointment to go over the details of your uninsured or underinsured accident case with us -- at no obligation. We take injury and accident cases on contingency, so you don't have to worry about paying legal fees upfront. Use our site resources now to make sense of your auto accident.